Free Coffee & More: Tim Hortons’ Credit Card Now Available

Canadians can now take advantage of the exciting opportunity to apply for the Tims Credit Card from Tims Financial and start earning Tims Rewards Points on all their purchases.

CNW Group/Tim Hortons

Per the news release, this Mastercard, powered by Neo Financial, can be easily obtained through the Tim Hortons app, offering a range of benefits to cardholders without any annual fees.

With the Tims Credit Card, users earn 5 Tims Rewards Points for every dollar spent on groceries, gas, EV charging, taxi, rideshare, and transit purchases. Moreover, an impressive 15 points per dollar can be earned when the card is used for eligible purchases at Tim Hortons and can quickly accumulate enough points for free coffee, beverages, and food items.

For those who sign up now, there’s a limited-time welcome offer of up to 5,000 Tims Rewards Points up for grabs. By making their first eligible purchase within 30 days of approval, users can receive 2,000 Points, and then continue earning 1,000 Points for each month they spend over $200 on qualifying purchases for the next three months.

“The Tims Credit Card offers Canadians a chance to earn even more Tim Rewards Points everywhere they shop, which means more Points towards their favourite menu items at Tim Hortons for free,” said Markus Sturm, Senior Vice President of Financial Services and Digital at Tim Hortons.

“Let’s say I spend roughly $80 at the gas station and use my Tims Credit Card to pay. I’ll earn 400 Tims Rewards Points for that purchase, and that’s enough Points to pick up a free coffee from Tims right after I fill up!”

A handy calculator on the Tims Financial website to help estimate monthly Points earnings.

According to the news release, the card is easily accessible, with a virtual version that can be added to Apple Wallet or Google Wallet for immediate use. Making the Tims Credit Card the default payment method for Scan & Pay in the Tim Hortons app is an excellent way to maximize rewards and save time while making eligible purchases at Tims restaurants.

CNW Group/Tim Hortons

For those with limited or no credit history, a secured version of the Tims Credit Card is also available. This is especially beneficial for students and newcomers who want to build their credit history while enjoying the perks of Tims Rewards Points, all without paying an annual fee.

In addition to the rewards, the Tims Credit Card provides free benefits such as Extended Warranty, which doubles the manufacturer’s warranty for up to one extra year, and Purchase Protection, offering insurance against loss, theft, and damage on items bought with the card.

Both versions of the Tims Credit Card can be applied for, approved, and managed entirely through the Tim Hortons app.

For more information and to apply for the Tims Credit Card, visit timsfinancial.ca.

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